UOB Reward Link

• It is a responsibility of an insured to make premium payments. Life insurance brokers only facilitate the service.
• An insured has rights to cancel the policy within 15 days from the date of receiving it. The company will then return an outstanding premium paid after deducting 500 Baht per policy for actual medical check-up expense and any other expenses.
• Non-coverage conditions:
• In case of material misrepresentation or false statement, the company shall void the policy within 2 years from the policy effective date or the renewal date or the reinstatement date or the date the company approves the increase of sum assured, only for the increased amount.
• An insured commits suicide within 1 year from the policy effective date or the renewal date or the reinstatement date or the date the company approves the increased sum assured, only for the increased amount, or is murdered by the beneficiary.
• Example of accidental death benefit exclusions***
  • Actions of the Insured whilst under the influence of alcohol or drugs of harmful nature to the extent of being incapable of controlling senses.
    The term “under the influence of alcohol” in case of having a blood test refers to a blood/alcohol level of 150 mg percent and over.
  • Whilst the Insured is driving or riding as a passenger on a motorcycle.
  • Whilst the Insured is boarding or alighting from or travelling as a passenger in an aircraft not licensed for carriage of passengers and not operated by a commercial airline.
  • Whilst the insured quarrel and fight, or has provoke a controversy
  • Whilst the Insured is performing duties as a member of armed forces or police or as a volunteer in war or crime suppression.
    *** Please refer to the full accidental death benefit exclusions in the policy.
• Applicants must study and understand policy terms and conditions before deciding to purchase insurance. After receiving the policy contract, please read the policy details, terms and conditions.
• This is a unit linked insurance product, not a bank deposit, subject to investment risk, and does not guarantee principal. Applicants must study and understand product features, return conditions, and risks, together with fund prospectus before deciding to purchase and invest in the policy. However, investment return may affect the policy coverage period.
• Premium, only life coverage part (excluding accidental death coverage and investment parts), is eligible for tax-deductible benefit up to THB 100,000 per year, in accordance with the terms and conditions prescribed by the Revenue Department.
• ‘UOB Reward Link’ is a marketing name of the unit linked product ‘PRUunit linked 13.’

UOB, in its capacity as the insurance broker license number Chor 00026/2545 will facilitate the insurance transaction and premium payments only, while Prudential Life Assurance (Thailand) Public Company Limited will be responsible for providing the coverage and benefits as stated in the insurance contract.