UOB Lady's Credit Card
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Welcome gift – THB 2,000 cash rebate*
Apply UOB Lady's Credit Card
Apply UOB Lady's Credit Card

Get THB 2,000 Cash Rebate*

Simply apply and spend

From 1 Oct 2024 – 31 Dec 2024

Terms & Conditions

UOB Lady's Credit Card Privileges

3X Rewards Points

For spending in fashion, Dining, Online Shopping (Lazada, Shopee Joox, Spotify, and Netflix) and food delivery (Grab and Lineman) only in Thailand, and Department Store Worldwide.
(Eligible spending to earn UOB Rewards Point does not include utilities /spending under MCC 4900 and all E Wallet Top up transactions posted on 1 Jan 2025 onwards)

LUXE & BEAUTY PAY

0% 6 months I-plan conversion for spending on Bags & Shoes, facial treatment, and plastic surgery

15% Discount

When redeeming Rewards points equal to spending at Central, The Mall, Emporium, EmQuartier, Emsphere and Paragon

15% Cash back

15% Cash back

When redeeming Rewards points equal to spending at EVEANDBOY or Robinson

Emergency Assistance/UOB Roadside Service

Emergency Assistance/UOB Roadside Service

UOB Roadside Service limit 2 times per year with maximum coverage of THB 500 per incident. and Tow car service Limit 1 times per year with maximum coverage of THB 1,500 baht or the first 15 km.

Travel insurance coverage

Travel insurance coverage

Receive up to 10,000,000 THB travel insurance coverage when purchasing ticket via UOB Lady credit card

Details of UOB Lady's Credit Card Privileges

3X Rewards Points
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For spending in fashion, Dining, Online Shopping (Lazada, Shopee Joox, Spoitify, and Netflix) and food delivery (Grab and Lineman) only in Thailand, and Department Store Worldwide.

  • This promotion is exclusively for UOB Lady’s card issued in Thailand only. Cardholder must maintain the active card status and does not have any pending due payment until the date of the bank issuing Rewards Points back into account.
  • Reserve the right to issue special rewards points only to spending on fashion, Dining, , Online Shopping (Lazada, Shopee, Joox, Spoitify, and Netflix) and food delivery (Grab and Lineman) only in Thailand, and Department Store Worldwide with MCC 4214, 4899, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5699, 5812, 5813, 5814, 5815, 5948, 5977, 7399, and for Joox it has to be under google pay which has merchant description specifying “Joox” in the bank’s system.
  • 1 Jan 25 onwards, Bank will not give points to spending from all utilities /spending under MCC 4900 and all E Wallet Top up transactions
  • Cardholders will get 3X special Rewards Points after cycle cut date.
  • The Bank will calculate spending to receive Rewards Points, with maximum spending at 100,000 THB/customer/month. Spending of more than 100,000 THB will receive regular rewards points of 25 THB = 1 Point.
  • UOB Rewards Points from spending transaction on posting date will be included in Points Earned in the next statement cycle.
  • Spending incurred by supplementary Cardmember(s) shall accrue to the applicable primary Cardmember(s) only.
  • The Bank will calculate to award Rewards Points from every spending, except pending installment transactions, canceled transactions, spending that exceed two times of the credit limit extension approved by the Bank, and spending over 5 million baht per billing cycle.
  • Any concern about special points, please contact our call center within 3 months after rewards points awarded to your account.
  • Rewards points will not be able to transfer to other or change to cash.

 

Earn X1 UOB Rewards Points for every THB 25 spent

  • Get X1 UOB Rewards Points for other retail spending including the spending over the cap.
  • UOB Rewards Points will not applicable for Cash Advance, Balance/Funds Transfer, Call for Cash, Mutual Fund, Unit-linked products, LTF, RMF, Electricity bills (MEA/PEA) and water bills (MWA) transacted via UOB Credit Card, spending at Makro, spending at gasoline stations, money exchange, interest and fee, cancellation transactions and transactions occurred in Thai Baht at overseas merchants including any merchants or online merchants registered outside Thailand (MCP transactions) and spending from utilities /spending under MCC 4900 and all E Wallet Top up transactions posted on 1 Jan 2025 onwards
  • Bank will give Rewards Points on Cardholder’s spending which does not exceed two times of the credit limit of each card which may from time to time, be approved by the bank upon your request and shall not exceed THB 5 million per each statement cycle. The spending above this condition will not be eligible for Rewards Points accumulation and calculation.
  • UOB Rewards Points will be calculated based on the transaction date.
  • Spending at Hypermarket & Supermarket between THB 0-200,000, earn 1 UOB Rewards Points for every THB 25 spent, spending above THB 200,000 per billing cycle are not eligible to earn UOB Rewards Points. (The Bank will refer to Visa Hypermarket Merchant Category Code 5411).
  • For spending from UOB PayAnything program, earn 1 UOB Rewards Points for every THB 25 spent and will be calculated with maximum spending of THB 100,000/billing cycle.
  • UOB Rewards Points from spending transaction on posting date will be included in Points Earned in the next statement cycle.
  • Rewards reversal will be applied in the statement cycle when reversal transaction is posted which may differ from the statement cycle of corresponding purchase transaction.
  • UOB Rewards Points is accrued in primary card only, whereby Points are valid for 2 years.

Enjoy shopping and creating ultimate beauty look with UOB LADY’S LUXE & BEAUTY PAY, with 0% 6 months I-plan conversion for spending on bag, shoes, facial treatment, plastic surgery for transaction 10,000 – 200,000 THB/sales slip.

SMS Type LBP (spaced) follow by last 12 digits of UOB Lady’s credit card number (spaced) transaction amount and send to 4545111 OR contact UOB Call Center 02 285 1555  (3 days prior to cycle cut date)

  • This promotion is exclusively for UOB Lady’s card issued in Thailand only.
  • Applicable for spending on Bag, shoes, facial treatment, plastic surgery transaction, with 0% 6 months for transaction of 10,000 – 200,000 THB/sales slip. The bank will track spending by Merchant Category Code: 5311, 5611, 5621, 5631, 5651, 5661, 5681, 5691, 5699, 5948, 5999, 5309, 7298 and 8011
  • Cardholder will have to contact UOB Call Center to request to join this program at least 3 days before the cycle cut date, or customer can also send SMS to register for the program 3 days prior to cycle cut date by type LBP spaced follow by last 12 digits of UOB Lady’s credit card number (spaced) transaction amount and send to 4545111 (3 THB/SMS)
  • In case cardmembers request to join promotion after the cycle cut date, customer must pay the minimum amount per billing cycle fist to be consider as deviation for this privilege.
  • In the event of the card closure, the Bank will post the entire leftover amount in the last billing cycle.
  • No rewards point earn for this program.

Enjoy shopping with UOB Lady credit card, receive 15% discount upon redeeming Rewards points equal to spending at Central Department Store, The Mall, Emporium, EmQuartier, Emsphere, and Paragon.

  • This promotion is exclusively for UOB Lady’s card issued in Thailand only.
  • Cardmember can redeem points for 15% discount at the points of sales of participating merchants

Receive 15% cash back upon redeeming Rewards points equal to spending at EVEANDBOY and Robinson.

  • This promotion is exclusively for UOB Lady’s Card issued in Thailand only.
  • Cardmember will redeem rewards points equal to spending with minimum of 1,000 points but not exceed 10,000 points/customer (Primary Card only)/day and not more than 50,000 points/customer (Primary Card only)/month (include every participated merchants).
  • Cardmember can redeem points for 15% discount at the points of sales of participating merchants.
  • Cash back 15% will be credited to registered credit card number within 60 days after the last day of the registered month.
  • One-time SMS registration is required for receiving 15% cash back : type LCB (spaced) followed by last 12 digits of credit card number and send to 4545111 (3THB/message).
  • It is applicable for transaction happened on the same day that customer send SMS to register and will not applicable for any transaction happened before customer send SMS to register for the promotion.
  • Exclude card transactions that were subsequently cancelled, voided or reversed for any reason.

UOB Roadside Service limit 2 times per year with maximum coverage of THB 500 per incident. and Tow car service Limit 1 times per year with maximum coverage of THB 1,500 baht or the first 15 km.

Receive up to 10,000,000 THB travel insurance coverage when purchasing ticket via UOB Lady credit card

Exclusive Privileges for UOB Lady Solitaire cardmember

Exclusive Privileges for UOB Lady Solitaire cardmember

Popular Promotions for Your UOB Credit Card

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UOB Rewards

Spend. Earn. Redeem
Be rewarded for spending with us

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Get the latest deal and inspiration for all you shopping/travel/dine needs.

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UOB Premier Annual fee info

Annual Fee

1st Year Annual Fee waiver
Annual Fee for the following years
UOB Lady Platinum : THB 3,000 (+VAT THB 210)
UOB Lady Solitaire : THB 4,000 (+VAT THB 280)

UOB Premier Age criteria info

Age

20 years old or above

Things you should know

Rates and Fees
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  • Annual fee for first year : No Charge
  • Annual fee for the following year :
    • THB 3,000 (+VAT THB 210) for UOB Lady Platinum
    • THB 4,000 (+VAT THB 280) for UOB Lady Solitaire
  • Annual fee for supplementary card: No charge
  • Annual fee waive with spending of 300,000 THB/Year
    • 100,000 THB/year for UOB Lady Platinum
    • 200,000 THB/year for UOB Lady Solitaire
  • Annual interest fee : 16% per annum (exclusive of VAT 7%)
  • Minimum Installment Payment Rate : 8% of the total amount as per the monthly statement start from 1 January 2024, and 10% of the total amount as per the monthly statement start from 1 January 2025 onward
  • Cash Advance Transaction Fee : 3% of the amount of cash withdrawn
  • Grace Period (free of interest charge period) : maximum of 55 days from the date of previous billing cycle

Age

  • Primary Card : 20 – 60 Years Old
  • Supplementary card : 15 – 80 Years Old

Monthly Income

  • Thai : THB 30,000 or above
    • 15,000 THB or above for UOB Lady Platinum
    • 30,000 THB or above for UOB Lady Solitaire
  • Expatriates : THB 50,000 or above

Employment history

  • Employee: 4 Months and more (Have to pass probation period)
  • Self-Employed: 3 Years and above

Number of cards

  • Customer will be able to apply for maximum of 4 cards
  • Supplementary card can be applied for maximum of 4 cards
  • (Primary and supplementary card will have to share credit Line)

Document Required

  • Application form
  • Copy of ID or Passport
  • Income Document

Acquisition Promotion for Primary Card Applicants

Terms and Conditions to receive cash back THB 2,000 for UOB Lady Credit Card

  • This promotion is for new customers who apply for a UOB Lady Credit Card as primary card via online channels from 1 Oct 2024 – 31 Dec 2024 and provide email in the application only; provided that the application has to be approved by The Bank within 31 Jan 2025.
  • Get cash back THB 2,000 into credit card account when spending at least THB 5,000 within 60 days after card approval date.
  • Cash back will be credited within 90 days counting from end of the month that customer met the minimum spending criteria.
  • Cash back are non-refundable and non-transferable.

 

Terms and Conditions for Online Acquisition Promotion of New Primary Card Applicants

  • This promotion is for new customers who apply for UOB Lady in Thailand only, remain the status of UOB Credit Card customer and are not in default until The Bank credits cash back and send SMS for exquisite dining experience at Michelin-starred restaurant.
  • The promotion is offered to those who have never held a UOB Credit Card, TMRW Credit Card and/or Citi-branded Credit Card, or who have cancelled their membership with UOB Credit Card, TMRW Credit Card and/or Citi-branded Credit Card for more than 6 months.
  • If a customer applies for multiple credit cards simultaneously in the same application form. Customer will only receive one gift from the credit card acquisition promotion. The criteria for determining the gift will be based on the first card that meets the minimum spending criteria, as outlined in the terms and conditions of the acquisition promotion. Use when necessary and pay back full on time to avoid 16% interest rate.
  • Customer who is eligible for this online acquisition gift will not be eligible to get other acquisition offers from applying UOB Credit Card via other channels.
  • Online acquisition gift is limited for 1 offer per 1 primary applicant.
  • Cash back and exquisite dining experience at Michelin-starred restaurant is non-refundable and non-transferable.
  • For the criteria for calculating spending via credit cards, it includes all spending amounts via cards, and the monthly installment payment on UOB iPlan (only the monthly installment amount is counted). It does not include spending amounts resulting from the purchase of various funds, cash advance, installment payment for the remaining balance, Instant Cash Fund Transfer Program, cancellation of goods and services both domestically and abroad, refund items arising from tax refunds of all types, interest, fines and all types of fees, and expenses for trade or business.
  • Only spending via primary card is counted.
  • Applicant must not cancel the credit card application nor cancel the credit card within 90 days after card approval date.
  • In case of doubt or problems with the calculation of cash back, the primary cardholder must contact The Bank to request verification within 90 days from the date the cardholder completes the qualifying spending transactions during the promotional period.
  • Approval of credit card/loan applications is based on the criteria set out by The Bank.

*For more information, please contact our call center at 0 2285 1555.

 

Terms and Conditions for exquisite dining experience at Michelin-starred restaurant for UOB Lady credit card.

  • This promotion is for UOB Lady credit card holders who apply primary card during 1 Jun – 31 Aug’24 and provide email in application form and get approval within 15 Sep’24.
  • Exclusively for UOB Lady Platinum credit card holder, enjoy exquisite dining experience for two in Michelin-starred restaurant valued THB 14,000 when spending at least THB 12,000 within 30 days from card’s approval date.
  • Exclusively for UOB Lady Solitaire credit card holder, enjoy exquisite dining experience for two in Michelin-starred restaurant valued THB 14,000 when spending at least THB 20,000 within 30 days from card’s approval date.
  • The bank will send the details of the redemption via SMS within 60 days after the program ends; Customer can book the restaurant through website by entering code received from the bank in redemption code section.
  • Reserve the right to redeem at participating award-winning restaurants which are shown in below table. Limited to 4 right/restaurant/week, separated into 2 rights/restaurant/week on Friday and 2 rights/restaurant/week on Saturday. Please reserve the seat during 1 Sep’24 – 31 May’25 and redeem by 31 Jul’25



  • The exquisite dining experience at Michelin-starred restaurant is not inclusive of any other expenses that may be incurred. Cardholders is subjected to the travel expense and other related costs in case of choosing Michelin-starred restaurant that is outside Thailand.
  • For more information of set menu, please visit the restaurant website.
  • This offer exists for the specific set menu at participating restaurant only and limit to 2 persons/credit card/table/bill.
  • Reservations are subjected to availability and visible on the dedicated booking page. A confirmation email or SMS will be sent upon reservation confirmation.
  • Cardholders need to present UOB Lady credit card and reservation details upon redemption claiming at the restaurant.
  • Please inform the restaurant of any dietary restrictions or requirements when placing your order.
  • Valid for dine-in only; takeaways are not applicable.
  • This offer cannot be exchanged, transferred, or used in conjunction with other promotion.
  • In the event of special occasions or blackout dates at the restaurants, alternative reservation dates will be offered.
  • Cardholders are responsible for any payments arising from food or drink orders outside the set menu.
  • The payment must be made from UOB Lady credit card only.
  • The offer is valid for a minimum 6 months from the date of issue unless otherwise stated. For more information on the offer validity, please refer to the restaurant reservation page.
  • Amendments and cancellations should be made through website. Amendments and cancellations require a minimum 6-hour notice. In case of amendments and cancellation within 6 hours or no show, the dining offer becomes void and UOB reserves the right to facilitate customer billing for the complimentary set meal at its standard price. For cancellations more than 6 hours in advance, the voucher code will be released for reuse.
  • UOB, Mastercard, and their affiliates are not responsible for the restaurant's quality, quantity, or ambience.
  • The offer is subject to force majeure.
  • Disputes are subject to the jurisdiction of the offer's respective country.
  • Restaurants’ terms and conditions apply.

 

*For more information, please contact our ce by calling 0 2089 9999.

Terms and Conditions Update!! From 22 April 2023 onwards, UOB Rewards points will be shown by credit card types according to your spending (combined for both primary and supplementary cards) for who have more than 1 credit cards (except UOB Yolo Platinum and TMRW cards). You can check your rewards points balance at UOB Line Connect or credit cards statement. Benefits and Rewards points redemption rate of each card type remain unchanged.

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