UOB Zenith Credit Card

Introducing the UOB Zenith Credit Card, crafted to enhance your lifestyle journey. Experience unparalleled convenience and prestige with exclusive privileges that redefine your experience. Earn rewards for spending in Thai Baht or foreign currency. Enjoy complimentary airport limousine transfers and global lounge access. The key to seamlessly luxury life. The yearly bonus points boost its charm, expressing gratitude for your loyalty. Start today to immerse yourself in a lifestyle that goes above and beyond the usual

UOB Zenith Credit Card Privileges

Earn x3 UOB Rewards Points

Earn 3 UOB Rewards Points for every THB 25 equivalent spent in foreign currencies

Earn x2 UOB Rewards Points

Earn 2 UOB Rewards Points for every THB 25 spent locally

Complimentary Airport Limousine Transfers

at participating airports in Bangkok and Asia-Pacific twice a year, which reservation can be made through UOB Zenith Call Center at 0-2285-1550
(1 Jan ‘24 – 31 Mar ‘25​)

Enjoy Unlimited Complimentary Access

to over 1,400 airport lounges in Thailand and worldwide through Priority Pass™ card
(excludes accompanying guests)
(1 Jan '24 - 31 Mar '25)

Complimentary 4th night at participating hotels

when booking through UOB Zenith Personal Assistant and paying with your UOB Zenith Credit Card

Earn up to 5% Annual Relationship Bonus Points

based on your spending in the last 12 months. The Relationship Bonus earned grows as your relationship with UOB grows.

Details of UOB Zenith Credit Card Privileges

Privileges on UOB Rewards Points Earning
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  • The Bank reserves the right not to reward credit card transactions incurred from spending on cash advance, Call for Cash, mutual fund, unit-linked products, land transfer fee, electricity bills (MEA / PEA) and water bills (MWA) transacted via UOB Credit Card as well as spending at gas stations, Makro, payment transactions via UOB Online or via UOB Credit Card call center, UOB iPlan at Power Buy and cancellation of goods and services (domestically and internationally) or any type of tax refund, all refund transactions, all transactions for commercial purposes, Money exchange transaction, annual fee, interest and all type of fees, including spending transactions in Thai Baht at overseas merchants and online merchants registered outside Thailand.Spending through UOB Zenith in Thai Baht at Hypermarket and Supermarket* over THB 100,000 per billing cycle will not be eligible to earn UOB Rewards Points. * The Bank will refer to Mastercard® and Visa Hypermarket Merchant Category Code 5411.
  • Spending through UOB Zenith in Thai Baht at Hypermarket and Supermarket* over THB 100,000 per billing cycle will not be eligible to earn UOB Rewards Points. * The Bank will refer to Mastercard® and Visa Hypermarket Merchant Category Code 5411.
  • PayAnything transactions through UOB Zenith* over THB 100,000 per billing cycle will not be eligible to earn UOB Rewards Points.
  • Eligible spending to earn UOB Rewards Point does not include utilities /spending under MCC 4900 and all E Wallet Top up transactions posted on 1 Jan 2025 onwards.
  • UOB Rewards Points will be calculated based on the posting date.
  • Rewards reversal will be applied in the statement cycle when reversal transaction is posted which may differ from the statement cycle of corresponding purchase transaction. Accelerated/bonus reward points will be awarded only if cumulative value of new purchase transactions in the respective spend category is higher than the value of transactions reversed.
  • UOB Rewards Points from spending transaction on posting date will be included in Points Earned in the next statement cycle.
  • UOB Rewards Points will be transferred to primary card account only and UOB Rewards Points has no expiry date
  • Priority Pass™ card will be delivered within 45-60 days after your UOB Zenith credit card gets approved.
  • Travel insurance coverage for UOB Zenith cardholders more detail click
  • Purchase protection plan coverage for UOB Zenith cardholders up to THB 150,000 per product more detail click
  • As a result of the cancellation of the card, card member hereby acknowledge that the annual fee refund is pro-rate according to non-utilization period of service covered by the card.
  • Please learn more on UOB Zenith credit card privileges in UOB Zenith Benefit Book.

UOB Credit Card Promotions

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UOB Rewards Points

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UOB Zenith Credit Card Lifestyle Benefits

Apply for UOB Zenith Credit Card through online channel within 10 minutes

Annual Fee

Primary card Annual Fee: THB 7,900
(+ VAT THB 553)
Supplementary card Annual Fee : THB 1,900
(+ VAT THB 133)

age

20 – 60 years old

Things you should know

Rate, Fees & Charges
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  • Annual fee for primary card : THB 7,900 (+ VAT THB 553)
  • Annual fee for supplementary card : THB 1,900 (+ VAT THB 133)
  • Annual interest fee : 16% per annum (exclusive of VAT 7%)
  • Minimum Installment Payment Rate: 8% of the total amount as per the monthly statement for 2025
  • Cash Advance Transaction Fee : 3% of the amount of cash withdrawn
  • Grace Period (free of interest charge period) : maximum of 55 days from the date of previous billing cycle

By Invitation Only

Acquisition Terms and Conditions:

  • Credit approval is according to the Bank consideration.
  • For more information, please contact UOB Credit Card call center 0 2285 1550 or UOB website.
  • As a result of the cancellation of the card, card member hereby acknowledge that the annual fee refund is pro-rate according to non-utilization period of service covered by the card.
  • Interest rate including penalty fees and other service charges at maximum of 16% per annum. Currency conversion risk factor maximum 2.5% of the standard exchange rate set forth by Mastercard® and/or Visa on retail or cash transactions incurred in foreign currencies, collectible in Thai Baht.

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