UOB Privilege Banking

To qualify, customers must have a combined deposit and/or investment of at least THB 10 million, or purchase life insurance in accordance to the bank’s conditions, such as:

• Life insurance with annual premiums of at least THB 1 million
• Single-premium life insurance of at least THB 10 million

UOB Privilege Banking members who maintain their status according to the bank’s criteria enjoy a wide range of exclusive benefits, including:

Financial Privileges

• Personalised financial advisory services
• Access to a comprehensive suite of financial products, covering both onshore and offshore investments through over 21 leading asset management partners
• Access to UOB Privilege Banking Centres
• Exclusive eligibility for the UOB Privi Miles Privilege Banking Credit Card

Lifestyle Privileges

• Club Marriott™ membership card for discounts on hotel stays and dining across the Asia-Pacific region
• Special birthday gift valued up to THB 8,500 during your birth month*
• Monthly lifestyle privileges valued up to THB 12,000 per year* when spending at participating Starbucks and MK Restaurants using the UOB Privi Miles Privilege Banking Credit Card (primary card) or UOB Infinite Privilege Reserve Credit Card (primary card), or UOB Privilege Banking Debit. (Maximum benefit: THB 1,000 per month)

*Terms and conditions apply
Credit Card: Use when necessary and pay back full amount on time to avoid 16% interest rate

Travel Privileges

• Limousine service to and from airports in Thailand and selected international destinations (Europe/USA), up to 4 times* per year
• Access to DragonPass lounges via Mastercard Travel Pass
• Data roaming service in over 20 countries across Asia and Australia for UOB Privilege Banking members and Data Roaming service globally for UOB Privilege Reserve members

For more information, please contact your Relationship Manager or visit the UOB Privilege Banking website, Learn more  

UOB provides a team of experts to assist you, including:

• Relationship Manager
• Investment Product Advisors
• Insurance Advisors
• Loan Advisors

Customers can fill out the contact form on the UOB website to request a call back from our representative. Click here

Customers can register for the UOB TMRW app to perform investment transactions, including buying and switching mutual funds, tracking unit price movements, and viewing a consolidated investment portfolio summary across all partner asset management companies, along with a full suite of financial services.

• Download the UOB TMRW app from the App Store or Google Play by searching for “UOB TMRW Thailand”
• Learn how to register for the UOB TMRW app, Click here
• Learn how to invest in mutual funds via the UOB TMRW app, Click here

Customers must have a mutual fund account and a deposit account with UOB. They can then register for the UOB TMRW app and complete a risk assessment before starting to invest through the app.

There are no service fees for using the UOB TMRW app. However, certain funds may have fees for selling or redeeming units as specified in the fund prospectus.

Customers can start investing from as little as THB 1, subject to the minimum investment conditions of each fund as stated in the prospectus.

Customers can choose mutual funds in two ways:

• Curated Funds

UOB has selected four funds tailored to customers’ goals and risk profile. These are designed and managed like personalised portfolios by the Chief Investment Office (CIO) of UOB Private Bank Singapore, a team of experts with experience managing Singapore’s sovereign wealth funds.

• Self-Select Funds

Customers can search for funds or adjust their portfolio as they wish, with access to over 200 global funds through partnerships with 21 leading asset management companies worldwide, ensuring their investment needs are met.

The recommended funds include four core options designed by the CIO team of UOB Private Bank Singapore:

• LIQUIDITY: TCMF – Low risk, expected return 0.3%–0.4%
• STABILITY: UQI-N – Low to medium risk, expected return 4%–5%
• INCOME: UIFT-N – Medium risk, expected return 6%–8%
• GROWTH: UGFT-N – High risk, expected return 8%–10%

Note:

Credit card payment is available only for UOBAM funds with tax benefits and a minimum investment of THB 1,000. Use responsibly and repay in full by the due date to avoid interest charges of 16% per year.

If customers have both a deposit account and a mutual fund account with UOB, they can purchase funds directly via the UOB TMRW app.

Domestic funds are managed by asset management companies registered in Thailand.

Foreign funds are managed by asset management companies registered outside Thailand. For foreign mutual funds, customers must have a foreign currency deposit account (USD or EUR) and a Foreign Investment Account. Please contact your Relationship Manager or visit a UOB branch for assistance.

For tax-saving funds, investors must provide tax residency information via the CRS Self-Certification Form. If you have not submitted this form, please visit a UOB branch before purchasing tax-saving funds through the app.

Disclaimer: Investment involves risk. Investors should understand the product features, conditions, returns, and risks, and review tax benefits stated in the investment guide before making decisions. Investments in foreign mutual funds without currency hedging may result in losses or gains from exchange rate fluctuations, and redemption value may be lower than the initial investment. Past performance does not guarantee future results.

Yes, except for individuals who are U.S. citizens or have U.S. tax residency or taxpayer identification numbers.

Yes. Dollar-Cost Averaging (DCA) allows you to invest a fixed amount regularly each month, helping to spread risk and reduce the impact of market volatility. You can set up automatic DCA plans via the app.

For domestic funds, dividends will be credited to your UOB deposit account. For foreign funds, dividends will be reinvested into a money market fund in the same currency as the main fund.